MBA-educated with 15+ years of mortgage experience and access to 45+ lenders. Jessy Gill shops the entire market to find the right mortgage for you.
Serving Ottawa, the GTA, and all of Ontario.
Whether you're buying your first home or growing a real estate portfolio, I have the expertise and lender relationships to get the right deal for you.
Navigate Ottawa's housing market with confidence. We'll walk you through every step, from pre-approval to keys in hand.
Traditional banks make it hard. We work with lenders who understand business income and get you approved.
Custom construction mortgages with draw schedules designed for Ottawa's new-build communities.
Grow your portfolio with tailored investor financing, including rental income qualification, BRRRR (Buy, Renovate, Rent, Refinance, Repeat) strategy, and more.
Need a private mortgage, renewal, or refinancing? We do that too →
4.9 · 50 reviews on Google
Access to 45+ lenders, including
Why Choose Jessy
When you work with a broker instead of a single bank, you gain an advocate. Here's what that means in practice.
Jessy holds an MBA and has been structuring mortgage deals for Ottawa families and investors since 2009. That depth of knowledge works in your favour at the negotiating table.
Banks offer their products. Jessy shops the entire market, including major banks, credit unions, monoline lenders, and private sources, to find the rate and terms that fit your life.
In Ottawa's competitive market, speed matters. Our pre-approval process is built for urgency, so you can make an offer with confidence before the listing is gone.
You're not a file number here. Jessy takes time to understand your full picture, including your income, goals, and timeline, and builds a mortgage strategy around you, not a template.
Simple Process
Getting a mortgage shouldn't feel overwhelming. Our four-step process is designed to keep you informed and in control at every turn.
Book a no-obligation call with Jessy. We review your goals, timeline, and finances to map out the right mortgage path.
We provide a clear checklist, including income proof, ID, and purchase info, so you know exactly what's needed and nothing slips through.
Jessy submits to 45+ lenders simultaneously, negotiates on your behalf, and presents the best options with clear comparisons.
Sign your mortgage approval, finalize with your lawyer, and get the keys. Jessy stays available for every question along the way.
No obligation · Takes less than 30 minutes · Ottawa & virtual appointments available
“Jessy helped me with my first home mortgage. She is very professional, quick to respond and gives very useful advice about mortgage qualification. She's very knowledgeable about the different programs and works with a variety of lenders to get you the best rate. I would recommend her to my friends and definitely come back to her in the future!”
Ryan Sandhu
2 years ago
“We had the best experience working with Jessy and her team! They are always reliable, attentive and most of all more knowledgeable and competent than mortgage specialists we have worked with in the past. Their attention to detail is unparalleled in this industry and the customized private service they offer makes you trust in the process entirely.”
Christina M
1 year ago
“Jessy is incredible to work with and I highly recommend her to anyone looking for help with their mortgage! She helped us at a very crucial time, just a week and a half before our closing. Not only was she transparent during our interactions, she was also extremely professional throughout. She set expectations early on and followed through every one of them, putting my mind at ease during a very stressful time.”
Rubain Manzoor
1 year ago
Jessy Gill
Mortgage Agent Level II · License #M21004006
About Jessy
Jessy Gill holds an MBA and has spent more than 15 years in the Canadian mortgage industry, first at RBC, where she learned how banks think, and now as an independent broker, where she uses that knowledge to get better outcomes for her clients.
As a broker, Jessy works for you, not any single institution. That means access to 45+ lenders, unbiased advice, and a mortgage strategy built around your life, not a product quota.
Jessy is deeply rooted in the Ottawa community, is fluent in both English and Punjabi, and has helped hundreds of Ottawa families, self-employed professionals, and investors navigate the mortgage process with confidence.
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Based in Ottawa, serving clients across Ontario. From the GTA to Southern Ontario and everywhere in between.
Hub page for all GTA areas